As the new year gets underway, February is a great time to pause and check in on your finances.

By now, the rush of January has often passed, and many people are settling back into their routines. This makes it an ideal moment to step back, take a breath, and make sure your financial plan is still aligned with your life and goals.

It was 20 years ago that I first heard of Nathan O'Connor.  I was still living in New York and Jeff was excited about Nathan who had accepted a job offer but couldn't start for a couple of months as he was closing out the terms of employment at his current job.  As the days ticked on, Jeff became more anxious about making sure that Nathan was committed to joining the firm.  Jeff reached out weekly to check in and keep him on the "hook".  What Jeff didn't know at the time is that Nathan is truly a man of his word; commitment and loyalty are an innate part of his being.  Nathan never wavered in his plans to work at the firm, but enjoyed the extended wooing process.  Once Nathan started working the talk and praise from Jeff continued to grow.  I can still remember thinking I have to meet this guy and see if he lives up the hype.   It was almost a year later that I joined the firm and finally met Nathan.  Over the past 14 years it has been a pleasure working with Nathan and getting to know the man that lives up to the hype!

How Our Work Together Helps You Prepare for Market Volatility

As we enter a new market year, it’s a good time to step back and revisit the principles that guide long-term investing. Markets move through ups and downs, and periods of uncertainty are a normal part of that journey. Economic cycles, changes in interest rates, and global events can all influence short-term market behavior.

Intentional year-end planning can help you to make strategic moves that preserve your wealth, optimize your tax exposure, and create a lasting legacy. Whether you are preserving wealth for the future, growing your investments, or giving with intention, now is the time to align your strategies for lasting success.

On July 4, 2025, President signed into law the Make American Workers and Families Thrive Again Act, a sweeping piece of legislation that significantly updates many provisions of the 2017 Tax Cuts and Jobs Act. With over 1,000 pages of changes, the law introduces both new opportunities and new considerations for taxpayers, businesses, and families.

As a financial advisor, I hear a lot of questions about Social Security — and rightly so. It’s a critical piece of retirement planning for retirees. If you’re wondering whether Social Security will be there for you, when you can claim it, how much you’ll receive, and how your choices impact your future — you’re not alone. Let’s walk through these essential questions together.

The U.S. stock market has faced some challenges during the month of March, driven by concerns around tariffs, economic growth, and the impact of artificial intelligence (AI) creating uncertainty. However, there are still reasons to remain hopeful, especially for long-term investors.

Tax season is here, and while it can seem overwhelming, preparing ahead of time can make the process much easier. Whether you’re still working, newly retired, or enjoying the benefits of retirement, taking the right steps will help you file with confidence—and maybe even uncover opportunities for savings.

If you’re thinking about sharing some of your wealth with family members or loved ones, it’s helpful to understand the IRS rules around gifting. Gifting can be a wonderful way to support the people you care about, and it’s also an effective strategy for reducing your taxable estate. With a few guidelines in mind, you can make sure your generosity doesn’t come with any extra paperwork or tax surprises.

The Social Security Administration has announced that beneficiaries will see a 2.5% increase in their benefit payments in 2025. This annual cost of living adjustment (COLA) will impact over 72.5 million Social Security and Supplemental Security Income (SSI) recipients.

The last month has been a whirlwind for the financial markets. Investors have been hit with a series of unsettling developments, from disappointing Q2 reports from major tech companies to uncertainty around short-term interest rates following remarks from Federal Chair Powell. In anticipate of the upcoming elections, we wanted to share a piece that Capital Group recently published highlighting the 3 mistakes that investors make during election years.

Reaching the age of 65 is an exciting milestone, and it comes with important decisions about your healthcare coverage. Here are some key considerations to help you make the best choices for your Medicare coverage:

When it comes to discussions around estate planning, clients frequently ask if it is possible to avoid probate. Before determining if probate can be avoided, let’s begin by understanding what the probate process really is.

Navigating the process of settling an estate can be daunting, especially for first-timers. Even those with prior experience may find that handling the estate of a spouse presents unique challenges. The emotional toll of losing a spouse is profound, and managing the practical and financial complexities of their estate can be overwhelming. Here are five essential insights that widows often encounter during this difficult journey.

Social Security can be complicated, and as a result, many individuals don't have a full understanding of the choices they may have. Here are five facts about Social Security that are important to keep in mind.

Are you approaching the milestone of retirement? It's an exciting time filled with anticipation for the adventures and relaxation that lie ahead. However, before you can fully embrace this new chapter of your life, it's essential to ensure that you're adequately prepared. That's where our ultimate retirement checklist is a handy resource. Let's dive into the steps you need to take to achieve financial security and overall well-being in retirement.

Losing a loved one is undoubtedly one of life's most challenging experiences. In addition to the emotional toll, there's often a daunting list of practical and financial questions that need addressing. At times like these, many turn to professionals for guidance, and we, as your trusted advisors, are here to assist you through this difficult journey.

If you're like most retirees, running out of money is likely one of your biggest fears for your golden years. The good news is that careful planning and tax-efficient drawdown strategies can help you enjoy the lifestyle you've dreamed of while minimizing the impact of taxes on your retirement income.

Love is in the air as Valentine’s Day approaches. Amid the romantic dinners and sweet gestures, it’s important to acknowledge that managing shared finances is not always a walk in the park for couples. To avoid money matters becoming a source of tension, it’s best to lay a path for open and constructive dialogue. Here are a few practical tips to help make these conversations more seamless and productive.

Retirement might seem far off, but the steps you take today can significantly impact your financial freedom tomorrow. We frequently get asked about the best way to build retirement savings, and starting early is key building a strong foundation. If you are concerned that you have some “catching up” to do, it’s not too late to focus on maximining retirement savings.